In-Store Inquiries

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Do you call my employer?

No, we do not contact your employer in order to maintain your privacy.

Can I extend or “roll-over” my payday loan?

We understand that unexpected financial situations arise in life – that’s why we offer our service! However, as part of our commitment to responsible lending, we require full repayment on the date you choose, when you apply for your loan.

How do I repay a loan?

You have the choice to repay your loan at any branch on or before it’s due date, or you can choose to have your payment withdrawn from your bank account with a pre-authorized debit agreement.

How long before I have to repay a loan?

Your loan will be due on your next pay date.

How long will it take to get my loan?

For qualified loans, you will walk out with cash in your hands.

Do I need a bank account?

Yes, you need a bank account at a Canadian financial institution.

Do I need to be employed to receive a loan from Speedy Cash?

No, you do not need to be employed, but you do need to have a regular income as we only want to lend to you if you can afford to pay us back quickly and comfortably.

What personal information does Speedy Cash need?

We need to know personal details like your name, address, phone numbers, income and bank account details. We require this information so we can be sure that a Speedy Cash loan is a suitable solution for you. For full details about the collection of, and potential uses of your personal information, please read our Privacy Policy (http://speedycash.ca/privacy-policy/).

How much does a loan from Speedy Cash cost?

- In British Columbia and Saskatchewan, we charge $17 for every $100 you borrow, paid back on your new pay date. - In Alberta, we charge $15 for every $100 you borrow, paid back on your new pay date. - In Nova Scotia, we charge $22 for every $100 you borrow, paid back on your new pay date. - In Newfoundland, we charge $21 for every $100 you borrow, paid back on your new pay date.

How much money can I borrow?

Up to 50% of your net income to a maximum of $1,500.00.

What do I need to get a loan from Speedy Cash?

- One piece of picture government ID - Blank personal cheque and/or Pre-Authorized Debit Form - Bank statement – 30-60 days from date of application - Proof of address - Most recent pay stub *Requirements vary by location. Please contact your local Speedy Cash store for exact loan requirements.

What income does Speedy Cash lend on?

- Employment Income - CPP or Private Pension (must be paid direct deposit) - Child Tax Benefit (must be paid direct deposit)

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